Business loans in Wilmington Island work best when the paperwork is sorted before a lender ever sees it. As a broker, Aldergate Loans reviews your goal, points to the programs that fit, and turns a messy folder into a lender-ready packet. You stay on Johnny Mercer Boulevard running the shop while we handle the matching.
Wilmington Island runs on marine trades, restaurants, professional offices and retail. Boat yards and charter captains work off Turner's Creek and the Bull River Marina, dentists and CPAs keep offices near the Johnny Mercer corridor, and family restaurants serve traffic crossing US-80 toward Tybee. Each of those owners needs funding shaped to a different cash rhythm, and that is what a broker sorts out.
Loan programs
We match Wilmington Island companies to the funding type that fits the job, not a single product. Whether you need to buy a lift, cover payroll during a slow winter stretch, or open a credit line before summer boat traffic arrives, we help you weigh the trade-offs and gather the paperwork lenders actually ask for.
- SBA loans for longer-term growth and real estate - Working capital loans for payroll and seasonal gaps - Equipment financing for vehicles, tools and machinery - Business line of credit for flexible, repeat access - Invoice factoring to turn open invoices into cash - Merchant cash advance tied to card sales - Short term business loans for quick, defined needs - Small business loans for everyday operating goals
You can also see our full Savannah business loan hub for programs across Thunderbolt, Whitemarsh Island and Pooler.
How it works
Documentation made simple is the whole point. We tell you upfront which records lenders want, help you assemble them once, and present a single organized file. Because we are a broker, we can take that same packet to multiple lenders instead of you retyping it for each one.
What we broker
For Wilmington Island businesses, matched to the right lender.
Learn moreFor Wilmington Island businesses, matched to the right lender.
Learn moreFor Wilmington Island businesses, matched to the right lender.
Learn moreFor Wilmington Island businesses, matched to the right lender.
Learn moreFor Wilmington Island businesses, matched to the right lender.
Learn moreFor Wilmington Island businesses, matched to the right lender.
Learn moreFor Wilmington Island businesses, matched to the right lender.
Learn moreFor Wilmington Island businesses, matched to the right lender.
Learn moreServing the Wilmington Island area

We know which lenders fund which kinds of Savannah businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.