Looking for a loan for gym business in Savannah? Aldergate Loans brokers commercial financing for fitness centers, yoga studios, CrossFit boxes, and boutique wellness spaces throughout Savannah and Chatham County.
Gym business loans require lenders to understand high upfront equipment costs, seasonal membership swings, and lease obligations. Savannah's fitness market spans everything from River Street tourist-adjacent studios to Pooler suburban training facilities, each with distinct cash-flow patterns. Lenders scrutinize membership retention data, instructor payroll, and whether your location can survive the summer heat when college students leave and tourists thin out. Aldergate Loans translates your P&L, lease agreements, and membership software reports into packages lenders trust, so you spend less time explaining your 5 a.m. boot camp revenue and more time running classes.
Loan programs
Equipment financing funds treadmills, rowers, free weights, reformer machines, and specialized CrossFit rigs without depleting your cash reserve. Lenders use the equipment itself as collateral, which simplifies approval when your business is under two years old. We bundle invoices and delivery schedules so lenders see exactly what they're securing.
cover gym setup costs including leasehold improvements, initial equipment purchases, and three months of working capital If you're opening a 3,000-square-foot facility near Forsyth Park or renovating a warehouse space in Garden City, the SBA 7(a) loan program finances up to 90 percent of your project with long repayment terms. We organize your business plan, franchise disclosure documents (if applicable), and personal financial statements into the SBA's required format.
lines of credit smooth the gap between annual membership prepayments and monthly instructor wages Savannah gyms often see a January surge followed by spring and summer dips; a line of credit lets you cover payroll and HVAC bills during slower months without panic.
We gather your membership management software exports, lease or purchase agreement, equipment quotes, and franchise agreements, then format them to match each lender's checklist. You won't resubmit the same tax return three times or wonder whether "interim financials" means last month's QuickBooks summary. Our process turns a four-week scramble into a coordinated submission.
A couple planned to open a women's-only strength studio on Whitemarsh Island, targeting the residential community east of the Islands Expressway. They had a signed lease, $180,000 in equipment quotes, and architect drawings for locker-room build-out, but three banks asked for different membership projections. Aldergate Loans prepared one comprehensive package, pro-forma membership ramp, contractor bids, and personal liquidity statements, and matched them with an SBA-preferred lender. Funding closed in six weeks; the studio opened with 14 founding members and now runs morning, lunchtime, and evening sessions.
Visit us at 512-514 Martin Luther King Jr Blvd, Savannah, GA 31401 or call (912) 445-8262 to discuss your gym financing. We serve Thunderbolt, Pooler, Georgetown, Skidaway Island, and all Savannah-area communities.
Serving the Savannah area
We know which lenders fund which kinds of Savannah businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
