Invoice factoring
Invoice factoring is the sale of your outstanding invoices to a factoring company in exchange for most of their value up front. The factor then collects from your customer. For Georgetown owners with slow-paying commercial clients, it turns receivables into working cash without taking on traditional debt.
Approval leans on the quality of your invoices and your customers, so we keep the documentation simple and focused on those receivables.
Invoice factoring
Take a commercial cleaning company that services offices along the GA-204 and Veterans Parkway corridor. Their clients pay on net-30 terms, but the crew needs weekly wages. Factoring those invoices frees up cash to make payroll while the factor waits for the clients to pay.
Staffing agencies, freight haulers moving loads off the I-95 interchange, and trade contractors billing builders in Southbridge often use factoring to keep operations funded between billing cycles.
We match your invoice mix and customers to factoring companies that fit your industry. Aldergate Loans reviews your receivables, explains how advances and collections work, and presents options to compare. See the Georgetown business loan hub, the main invoice factoring page, or the Savannah hub.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.