Apply for Business Funding, Aldergate Loans Savannah

Want to apply for a business loan in Savannah? Aldergate Loans walks you through a straightforward application that gathers your documents once, then matches you to commercial lenders who serve businesses across Savannah, Pooler, Port Wentworth, and the coastal islands.

How it works

How the Business Funding Application Works

Your business funding application starts with a conversation at our Martin Luther King Jr Boulevard office or by phone at (912) 445-8262. We collect basic details about your business, the capital you need, and how you plan to use it, then organize your documents into a package that lenders actually want to see. Because we're a broker, one application can reach multiple funding sources, saving you the time of filling out separate forms for each lender.

A contractor renovating a historic building in the Landmark District recently came to us with tax returns, bank statements, and a project estimate. Within two business days, we had matched him to a commercial real estate lender and an equipment financing provider, both ready to review his file.

Qualifying

What Documents Help Your Application Move Faster

Bring recent bank statements (last three months), two years of business tax returns, a current balance sheet, and a brief explanation of what the capital will accomplish. If you're seeking SBA 7(a) loans, a personal financial statement and business debt schedule round out the package. Businesses operating near the Port of Savannah often add shipping contracts or receivables aging reports when they pursue invoice factoring or working capital lines.

We organize everything under our documentation-made-simple approach so lenders see a complete picture on the first pass.

What Happens After You Submit

Once we receive your documents, we review them for completeness, then present your profile to lenders in our network who fund businesses like yours. You'll hear back within 48 hours about which programs you qualify for, typical terms, and next steps. There's no obligation to accept any offer, and we stay with you through closing.

Ready to start? Call (912) 445-8262 or visit 512-514 Martin Luther King Jr Blvd, Savannah, GA 31401 to begin your application. You can also explore funding options on our Savannah business loans hub or review our full suite of business lines of credit and alternative programs.

Read more

Common questions

Common questions about business loans in Savannah

Do I need perfect credit to apply for business loan Savannah?+
No. Many lenders in our network approve applicants with credit scores below 650, especially when strong revenue or collateral offsets credit history. We match your profile to programs that fit your actual financial position.
How long does the business funding application take to complete?+
Most clients spend 20 to 30 minutes gathering documents and answering our intake questions. We handle the formatting and lender outreach, so you invest time once rather than repeating the process with each funding source.
Can I apply if my business is in Pooler or on Whitemarsh Island?+
Yes. Aldergate Loans serves all of Chatham County and surrounding areas, including Pooler, Port Wentworth, Whitemarsh Island, Wilmington Island, Thunderbolt, Garden City, Isle of Hope, Georgetown, and Skidaway Island. Distance from our Savannah office does not affect your application.
What if I'm not sure which loan program I need?+
That's exactly why brokers exist. During your application intake, we ask about your timeline, collateral, revenue cycle, and goals, then recommend the programs that align. You're never locked into one product before you understand your options.
Is there a fee to submit an application?+
We do not charge upfront application fees. Our compensation comes from the lender at closing, and only if you choose to move forward. If you decide not to accept an offer, you owe nothing.
How soon after applying can I get matched to a lender?+
Typically within 48 hours. Businesses with organized financials and clear use-cases often hear back the same day, especially for time-sensitive needs like bridge capital or seasonal inventory purchases near the port.
What happens if my application is declined by one lender?+
Because we work with multiple funding sources, a decline from one lender doesn't end the process. We pivot to alternative programs such as revenue-based financing, merchant cash alternatives, or community development lenders who weigh factors beyond credit scores.
Do I need to visit your office to apply?+
No. While we welcome walk-ins at 512-514 Martin Luther King Jr Blvd, you can also start by phone at (912) 445-8262 and upload documents securely. Many Savannah business owners complete the entire process remotely, then meet us only at closing., Aldergate Loans 512-514 Martin Luther King Jr Blvd, Savannah, GA 31401 (912) 445-8262 Licensed commercial loan broker serving Savannah and the Georgia coast.

Ready to move on funding?

Talk to a local advisor and get matched to the right program, no obligation.

Apply for funding →
Apply for fundingCall now